Joey P Money

Personal Finance basics: Take these 4 steps before you do anything else

Pay down your high interest credit cards. Most credit cards charge more than 18% interest. It is very rare to get that type of return anywhere else. Paying down your ...

Most experts are wrong, Personal Mortgage Insurance (PMI) is a great investment

I'm a big believer in finding the right places for your money. In this post, I'm going to explain why Personal Mortgage Insurance, referred to often as PMI, is actually ...

June 14, 2019

Personal Finance basics: Take these 4 steps before you do anything else

Pay down your high interest credit cards. Most credit cards charge more than 18% interest. It is very rare to get that type of return anywhere else. Paying down your credit cards is the same earning 18%+ on any investment. Paying down credit card debt (at a minimum ensure you’re below 30% of your credit balance at all times) will […]

Personal Finance 0 2 min read

June 9, 2019

Most experts are wrong, Personal Mortgage Insurance (PMI) is a great investment

I’m a big believer in finding the right places for your money. In this post, I’m going to explain why Personal Mortgage Insurance, referred to often as PMI, is actually a great investment. Most people get told early in life that they should save up for a 20% down payment on their home. That way, you don’t have to pay […]

Blog 0 3 min read

September 10, 2021

Q: I have over 20% of my home value saved. How much of a down payment should I put on my house?

This is a question I often receive. I’ll tell you how a lower down payment can have a big impact on your long-term wealth. This is one of the many strategies that I have employed that have taken my net worth from negative, to over $1 Million in ten years. It comes down to 3 factors: How much can you […]

Blog 0 3 min read

July 14, 2019

The stock market is hitting all-time highs. Why you should still invest.

If you’re listening to the news, you hear that the stock market (S&P 500 and Dow Jones Industrial Average) have been hitting all-time highs. At the same time, many investors, who are scared off due to memories of the great recession and the dot-com bubble, have been pulling money from the markets and putting money into bonds. I’m going to […]

Blog 0 3 min read

June 30, 2019

The easiest way to make your first $1,000 online

Some of the links in this article are affiliate or referral links. This means that if you choose to enroll through my links, I may receive a referral bonus or commission, at no additional cost to you. I have experience with all of the companies mentioned in this post and only recommend something that I personally use and that could […]

Build a Business Online 0 6 min read

June 14, 2019

How to Hire employees for your online business

When hiring someone for your online business, whether its a virtual assistant, SEO expert, or a marketing position, here is how you want to interview, and the skills you need to identify. Here is what you want to hire for: Problem solving Communication Leadership Demonstrated expertise in the job you’re hiring for Here’s a deeper dive: Problem Solving – you’ll […]

Blog 0 1 min read

June 14, 2019

Summer Reading List for 2019: The Best 3 books to teach kids about money

I’ve read many books about money and investing. If you’re looking to teach your kids, or yourself, about money, here are three outstanding books to get you started. Its never too early for kids to start learning the basics behind saving, where and how to save, and what to invest in. I hope this list sparks some interest in learning […]

Blog 0 1 min read

June 14, 2019

How the Keto Diet helped me lose 20 pounds in 12 weeks.

There are so many different diets out there, Whole 30, Paleo and Keto are probably three of the most talked about right now. I have tried Keto off and on previously, but over the last 12 weeks, I have finally found my sweet spot, and the pounds have come off and I couldn’t be happier. I’m a father of two, […]

Blog 0 3 min read

June 8, 2019

Why you need to start a blog, Today!

If you’re reading this post because you would like to stop working for a job you’re not passionate about, would like to learn how to start a blog, and ultimately start making money online, you’ve come to the right place. The reason you need to start a blog today is that it will jump start your learning. Any business owner […]

Blog 0 1 min read